WINSLOW HOMES • COHASSET REAL ESTATE
Cohasset, Massachusetts
Real Estate Guide
Exclusive Norfolk County coastal town with harbor access, top schools, and affluent community.
SEARCH COHASSET HOMES TALK TO AN AGENTAbout Cohasset
Cohasset is an exclusive coastal town in Norfolk County on the South Shore with pristine harbor views and strong affluent community. Tree-lined neighborhoods with large properties and waterfront estates define character. The town attracts high-income families, sailing enthusiasts, and professionals seeking coastal living. Strong civic institutions and excellent schools support stable, established community.
Housing market reflects exclusive coastal positioning with colonials, contemporary homes, and waterfront estates dominating. Properties typically range $750k-$1.1m for established homes, with premium waterfront estates reaching $1.2m+. Buyer pool is predominantly affluent families and coastal enthusiasts. Limited inventory and strong demand support steady appreciation.
Winslow Homes and Novus Home Mortgage serve Cohasset buyers and sellers across FL, MA, CT, and RI. Ryan and Megan Winslow provide both brokerage and mortgage services through Novus Home Mortgage (NMLS #14211), federally licensed in all 50 states. Get pre-approved at www.winslowloan.com or call 386-690-5858.
Housing Market Overview
Current Market Conditions & Trends
Exclusive coastal town with top schools and harbor access. Strong appreciation from location premium.
📊 Median Home Price
Median approximately $850,000. Typical homes 2,800-3,600 square feet.
📈 Market Trends
3-5% annual appreciation from coastal premium and school quality.
🏗 New Construction
Limited new development; established character preserved.
💰 Price Per Square Foot
Approximately $280-$360 per square foot.
Notable Communities & Developments
Where to Live in Cohasset
🏘 Harbor Area
Waterfront Residential
Exclusive waterfront homes with harbor views and beach access.
Demographics: Affluent families, sailing enthusiasts
🏘 Uplands
Residential
Established neighborhoods with excellent schools and community character.
Demographics: Professional families, affluent residents
Neighborhood Breakdown
Explore Cohasset Neighborhoods
🏠 Harbor District
Waterfront estates with harbor views. Prices $850k-$1.2m+.
🏠 Upland Residential
Established communities with schools. Homes $650k-$1.0m.
Specialty Housing
Unique Property Types in Cohasset
🌊 Harbor Waterfront
Direct harbor access with private beaches. Premium 25-35%.
HOA & CDD Breakdown
Understanding Your True Monthly Costs
| Community | HOA (Monthly) | CDD (Annual) | Includes |
|---|---|---|---|
| Cohasset (Town) | None | None | Town taxes and utilities only |
CDD vs. HOA: HOA fees cover community amenities and maintenance. CDD assessments are a separate tax-like charge that pays for infrastructure built by the developer. CDDs appear on your property tax bill and are not optional.
Pro Tip: When comparing homes, calculate total monthly cost including HOA + CDD + property taxes + insurance. A lower-priced home with high fees costs more monthly than a pricier home with no HOA.
Flood Zones & Insurance Impact
What Every Buyer Must Know
🔴 Zone AE (High Risk)
Moderate coastal flood zones.
🟡 Zone X-Shaded (Moderate Risk)
Some X-shaded coastal zones.
🟢 Zone X (Minimal Risk)
Limited non-flood areas.
Insurance Tip: Flood insurance essential for waterfront properties.
Investment & Rental Potential
Real Estate Investment in Cohasset
💰 Waterfront Premium
Harbor access commands 25-35% premium. Strong family demand.
⚠️ Investment Risks
Coastal premium already priced. Flood risk for waterfront. Limited buyer pool.
New Construction
Where New Homes Are Being Built
🏗 Limited Infill
Minimal development in established exclusive area.
Buyer Tips for New Construction: Always hire your own inspector for new builds. Review CDD obligations carefully. Negotiate upgrades, not price. A buyer's agent costs you nothing with new construction and provides critical representation.
Commute Pockets
Drive Times & Work-From-Anywhere
🚗 Boston
25-30 minutes via I-93 or local roads
🚗 South Shore Employment
10-20 minutes to regional centers
💻 Remote Work Lifestyle
Excellent for affluent remote workers seeking coastal living and top schools.
Schools & Education
Norfolk County School District
🎒 Elementary Schools
Cohasset Elementary School highly regarded with strong community focus.
📚 Middle & High Schools
Cohasset High School consistently top-rated with college-prep emphasis.
🎓 Private & Higher Education
Limited private options; public system excellent.
School Zone Impact: School reputation drives significant pricing premium.
Taxes & Cost of Living
Your Dollar in Cohasset
🏦 Property Taxes
Effective rate approximately 0.95-1.05% of home value. Annual tax on $850k home approximately $8,075-$8,925.
💵 Massachusetts Tax Considerations
Massachusetts has a flat 5% income tax rate plus a 4% surtax on income over $1M (effective 2023). Property tax rates vary by municipality. The residential exemption in some communities reduces the assessed value of owner-occupied homes. No sales tax on clothing under $175.
🛒 Cost of Living
Above-state average. Affluent community demographics.
🏥 Insurance Costs
Homeowners 0.5-0.8% annually. Flood insurance required for waterfront.
Lifestyle & Community
Living the Cohasset Life
🎨 Coastal Culture
Sailing, boating, and maritime traditions.
🎨 Parks and Recreation
Beaches, trails, and community programs.
Local Hot Spots
Where the Locals Go
⭐ Harbor and Beaches
Private beaches and sailing culture.
⭐ Town Commons
Historic gathering spaces with community character.
Hidden Gems
The Insider's Cohasset
💎 Coastal Walks
Scenic waterfront paths and private access.
Jobs & Economy
Employment & Economic Drivers
🏥 Professional Services
Boston-area business and professional employment.
💼 Remote Work & Entrepreneurship
Strong appeal for affluent remote workers valuing coastal location.
Transportation & Commuting
Getting Around Cohasset
🛣 Major Roads
Route 228 (local), Route 3A (scenic waterfront).
🚲 Biking & Walking
Good infrastructure. Waterfront paths and beach walks.
✈️ Airport Access
Boston Logan (40 min).
New Development & Growth
What's Coming to Cohasset
🏗 Limited Infill
Minimal development in exclusive established area.
📈 Market Outlook
Steady 3-5% appreciation from school quality and waterfront location.
Investment Insights
Real Estate Investment in Cohasset
💰 Waterfront Premium
Harbor access commands 25-35% premium with strong family appeal.
Common Buyer Mistakes
Avoid These Costly Errors
❌ Coastal Premium Reality
Harbor access premium already heavily priced in.
❌ Flood Risk
Coastal properties require flood insurance with significant annual costs.
❌ Skipping a Local Agent
A local Cohasset agent knows which streets flood, which buildings have pending special assessments, and which neighborhoods are appreciating fastest. Buyer agent services are free to the buyer in most transactions.
Who Should Live Here
Is Cohasset Right for You?
✅ You'll Love It If...
You want coastal living
You value top schools
You seek exclusive community
✅ Perfect For...
Affluent families
Sailing enthusiasts
Coastal professionals
Boston remote workers
🤔 Consider Carefully If...
Waterfront premium already priced. Flood risk and insurance costs.
⚠️ Think Twice If...
You seek affordability or prefer inland character.
Why People Leave
The Honest Downsides
🔄 Waterfront Premium Pricing
Harbor access already heavily priced in.
🔄 Flood Risk and Insurance
Coastal properties require flood insurance with annual costs.
Local Market Strategy
How to Win in the Cohasset Market
🎯 For Buyers
Pre-approve at www.winslowloan.com. Verify flood zones. Understand waterfront insurance.
📋 For Sellers
Highlight schools and harbor access. Emphasize coastal lifestyle appeal.
💡 For Investors
Limited investment opportunity; owner-occupant affluent market dominates.
🔑 Insider Tips
Harbor access drives pricing. School quality critical. Flood insurance essential.
Living in Cohasset: Honest Pros & Cons
The Balanced View
✅ Pros
Top-rated schools with excellent reputation
Exclusive coastal location with harbor access
Affluent established community
Strong 3-5% appreciation potential
Private beaches and sailing culture
Prestigious South Shore address
⚠️ Cons
Waterfront premium already priced
Flood insurance required for coastal properties
Limited appreciation upside
Very high property values
Exclusive market with limited inventory
Coastal maintenance and insurance costs
Buying & Selling in Cohasset
Your Next Steps
🏠 Buying Tips
Verify flood zones carefully. Understand waterfront insurance requirements. Call 386-690-5858 or visit www.winslowloan.com.
💰 Selling Tips
Highlight harbor access and schools. Target affluent family networks.
Mortgage & Financing
Your Path to Homeownership
Novus Home Mortgage — Federally Licensed in All 50 States
As both your real estate broker and loan officer, Ryan Winslow offers a streamlined experience from home search through closing. Novus Home Mortgage provides competitive rates on all major loan types:
Conventional Loans: As low as 3% down for qualified buyers. Ideal for borrowers with strong credit.
FHA Loans: 3.5% down with flexible credit requirements. Perfect for first-time buyers entering the Cohasset market.
VA Loans: Zero down payment for eligible veterans and active-duty military. No PMI requirement.
USDA Loans: Zero down for qualifying rural properties. Income limits apply.
Down Payment Assistance: Multiple DPA programs available for qualifying buyers in Norfolk County.
Local Insight from Winslow Homes
"Ryan and Megan appreciate Cohasset's exclusive location and top schools. It's premier for affluent families seeking coastal living."
— Ryan & Megan Winslow, Winslow Homes
Browse Active Cohasset Listings
See every home for sale in Cohasset — from Colonial to Waterfront Estate. Updated daily from the MLS.
VIEW ALL COHASSET HOMES FOR SALENearby Communities
Manchester Homes Scituate Homes All Norfolk County Real Estate
Ready to Make Your Move to Cohasset?
Whether you're buying your first home, investing in rental property, or relocating from out of state, our team knows Cohasset inside and out.
CONTACT US TODAY SEARCH COHASSET LISTINGSRyan Winslow
Broker & Loan Officer | NMLS #1476245
FL, MA, CT, RI Licensed
Megan Winslow
Agent & Loan Officer | NMLS #2545498
FL, MA, CT, RI Licensed
[email protected] | 386-690-5858
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Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on April 12, 2026 10:18 AM UTC The listing information on this page last changed on Last updated on April 12, 2026 10:18 AM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on April 12, 2026 10:18 AM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS. Last Updated April 12, 2026 9:14 AM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. Listing data provided by the Daytona Beach Area Association of REALTORS® Internet Data Exchange (IDX) program. Data is believed to be accurate but not warranted.
New Smyrna Beach Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
