Reunion Real Estate & Homes for Sale

Real Estate Guide, Market Trends & Community Living in Osceola County, FL

Market Quick Stats

Median Home Price
$525K
Price Range
$400K-$1.5M+
Population
3,400
Days on Market
40-55 days

Why Reunion Stands Out

Championship golf resort community with resort-style amenities.

About Reunion

Reunion is a planned golf resort community of 3,400 residents located between Walt Disney World and Downtown Orlando on a planned 4,750-acre resort property. Developed by Marriott Vacations Worldwide and Aulani Inc., the community features three championship golf courses designed by Tom Watson and Arnold Palmer, resort-style amenities, and private residential neighborhoods. The community was developed starting in 1997 and emphasizes golf culture and resort living.

The community is anchored by world-class golf facilities: Reunion Resort Golf Club (Tom Watson), The Palmer Club (Arnold Palmer), and The Watson School of Golf providing instruction to residents. Resort amenities include multiple pools, spas, restaurants, and lifestyle programming. The gated community provides security and maintains high architectural standards. Most residents are golf enthusiasts and affluent families seeking resort-style living.

Reunion has matured into an established golf community with strong secondary market demand from buyers seeking resort amenities and golf lifestyle. The master-planned nature provides HOA-managed common areas and strict architectural controls. Median prices of $525K reflect golf community positioning, and the strong demand from golf enthusiasts creates stable appreciation. International buyer interest from Canada and Europe adds demand diversity.

Market Snapshot & Trends

Reunion's median price of $525K reflects golf resort community positioning. Homes on golf courses command $600K-$1.5M+, while off-course residences range $400K-$700K. Larger estates and championship course properties reach $1M-$1.5M+. The limited inventory (35-50 active listings) and strong HOA amenities support appreciation.

The market operates at the affluent golf enthusiast tier with consistent buyer demand from retirees and golf-oriented professionals. Properties sell in 40-55 days when priced correctly. Appreciation is steady (2-4% annually) driven by golf amenities and resort lifestyle positioning. Investment properties are less common than owner-occupied primary residences.

Five-year outlook: Steady appreciation (2-4% annually) as golf community value becomes scarce in Central Florida. Best opportunities for primary residence buyers and golf enthusiasts seeking resort living. Avoid high leverage due to slower sales cycles and niche market appeal. Appreciate that second homes and investment properties face tax implications from resort community HOA structures.

Price Ranges at a Glance

SegmentTypical Range
Entry-LevelLower end of $400K-$1.5M+
Mid-MarketAround $525K
Luxury / WaterfrontUpper end of $400K-$1.5M+

Property Types in Reunion

  • Golf course estate homes
  • Championship course villas
  • Resort community townhomes
  • Lake-view homes
  • Mixed-use resort properties

Schools Serving Reunion

  • Osceola County schools (Buena Vista Elementary, etc.)
  • Private: Celebration Charter School (nearby)

Lifestyle & Recreation in Reunion

Golf-centric, resort amenities, championship courses, gated security, affluent golf community

Notable Landmarks in Reunion

  • Reunion Resort Golf Club (Tom Watson course)
  • The Palmer Club (Arnold Palmer course)
  • Watson School of Golf (instruction)
  • Resort pools and spas
  • Reunion Gate and resort entrance

Why Buyers Choose Reunion

  • Three championship golf courses
  • Tom Watson and Arnold Palmer courses
  • Resort-style amenities
  • Golf school and instruction
  • Gated resort community

Who's Buying in Reunion

🏠 First-Time Homebuyers

First-time buyers in Reunion typically target entry-level single-family homes, townhouses, and condos. Down payment assistance programs, FHA financing, and conventional low-down-payment loans expand options. Novus Home Mortgage walks first-time buyers through every program available in Florida and nationally.

📈 Move-Up Buyers

Move-up buyers leverage equity from a current home to upgrade to larger square footage, better school districts, or premium neighborhoods within Reunion. Coordinating a sale and purchase requires tight timeline management, bridge financing knowledge, and strong negotiation.

🏖️ Second-Home & Vacation Buyers

Reunion attracts second-home buyers seeking Florida lifestyle, rental income potential, or future retirement homes. Vacation-home financing has different down payment and interest rate requirements. Ryan and Megan Winslow structure second-home purchases for maximum long-term flexibility.

👥 Retirees & Downsizers

Retirees moving to or within Reunion prioritize single-level living, low-maintenance properties, proximity to healthcare, and community amenities. Downsizing from a larger home frees equity while reducing ongoing expenses.

💼 Investors

Investor buyers in Reunion evaluate cap rate, cash-on-cash return, appreciation potential, and local rental demand. Short-term rental regulations vary by municipality and should be verified before purchase. Winslow Homes runs rental comps and projected operating expenses to support investor decisions.

Selling in Reunion

Sellers in Reunion win by pricing to current market conditions, presenting the home in best-possible condition, and running a marketing strategy that reaches the most-likely buyer pool. Underpriced homes leave money on the table. Overpriced homes sit, go stale, and ultimately sell below market value.

Pre-Listing Checklist

  • Professional comparable market analysis (CMA) with live MLS data
  • Condition assessment: what to fix, what to leave, what to disclose
  • Professional photography, video, and drone when applicable
  • Pricing strategy tailored to time horizon and motivation
  • Marketing plan: MLS, Zillow, social media, agent-to-agent promotion
  • Showing strategy, feedback collection, and price-adjustment triggers

Financing Your Reunion Purchase

Financing is where many Reunion transactions live or die. Getting pre-approved with the right lender sets a solid foundation. Working with a brokerage that also originates mortgages eliminates communication gaps and accelerates closings.

Loan Programs Available

  • Conventional - 3% to 20% down, standard credit and income requirements
  • FHA - 3.5% down, flexible credit, mortgage insurance for loan life
  • VA - 0% down for qualified veterans and active-duty military
  • USDA - 0% down in eligible rural areas
  • Jumbo - higher loan limits for luxury and high-cost areas
  • DSCR / Investor - income-based on property cash flow rather than borrower income
  • Bridge & Bank Statement - for self-employed or move-up buyers

Novus Home Mortgage offers all of these programs under NMLS #14211, with Ryan Winslow (NMLS #2426605) and Megan Winslow (NMLS #2692933) handling origination personally. Apply online at www.winslowloan.com or call 386-690-5858 to discuss pre-approval.

The Reunion Closing Process

From accepted offer to keys in hand typically runs 30-45 days for financed purchases, 14-21 days for cash. Here's the standard sequence:

  • Day 1-3: Offer accepted, earnest money deposited, contract fully executed
  • Day 3-10: Home inspection, inspection response, repair negotiation
  • Day 10-20: Appraisal ordered and completed, loan underwriting progresses
  • Day 20-30: Final loan approval, clear-to-close issued
  • Day 30-45: Final walk-through, closing disclosure review, settlement

Taxes & Carrying Costs in Reunion

Ongoing ownership costs in Reunion include property taxes, homeowners insurance, HOA dues where applicable, utilities, and maintenance. These vary by property type, age, and location within Reunion.

Florida property tax structure and exemptions affect long-term affordability. Homestead exemptions, senior exemptions, veteran exemptions, and portability rules apply in many jurisdictions. Understanding how these work on your specific purchase saves real money annually.

Reunion as a Real Estate Investment

Long-term real estate investment in Reunion relies on three drivers: appreciation, rental income, and tax benefits. The right property at the right price in the right neighborhood compounds wealth over time.

Key investment metrics to evaluate: gross rent multiplier, cap rate, cash-on-cash return, break-even occupancy, and five-year appreciation projection. Winslow Homes builds full investment pro formas on target properties for serious investor clients.

Relocating to Reunion

Relocation buyers benefit from a structured process: neighborhood tours matched to lifestyle priorities, school selection support, virtual showings for out-of-area buyers, and offer strategy designed for relocating buyers competing against local buyers.

Winslow Homes coordinates with corporate relocation packages, handles temporary housing referrals, and times closings to match move schedules.

Buying or Selling in Reunion?

Winslow Homes delivers local expertise across Osceola County. Ryan and Megan Winslow provide full-service brokerage plus direct mortgage lending through Novus Home Mortgage (NMLS #14211), federally licensed in all 50 states.

Get pre-approved at www.winslowloan.com or call 386-690-5858.

Reunion Real Estate FAQ

What's the best time to buy in Reunion?

Inventory and buyer competition shift through the year. Late fall and winter often deliver better negotiating leverage for buyers. Spring and early summer bring more listings but also more competition.

How much should I put down on a Reunion home?

Down payment depends on loan type and strategy. Conventional minimums start at 3%. FHA requires 3.5%. VA allows 0% for qualified veterans. Putting down 20% avoids private mortgage insurance.

Can Winslow Homes handle my mortgage too?

Yes. Ryan Winslow (NMLS #2426605) and Megan Winslow (NMLS #2692933) originate loans through Novus Home Mortgage (NMLS #14211), federally licensed in all 50 states.

What credit score do I need to buy in Reunion?

Conventional loans typically start at 620. FHA allows 580 with 3.5% down or 500 with 10% down. Better scores unlock better rates.

Should I get pre-qualified or pre-approved?

Pre-approval is stronger. It means the lender has pulled credit, verified income, and committed (subject to property appraisal) to lend. Sellers take pre-approved offers seriously.

What are closing costs in Reunion?

Closing costs typically run 2-5% of purchase price for buyers (lender fees, title insurance, recording, prepaid taxes and insurance). Sellers pay agent commissions, transfer taxes where applicable, and title-related fees.

Compliance & Disclosures

All real estate information provided by Winslow Homes LLC is derived from the Multiple Listing Service (MLS) and public sources. Information is deemed accurate but not guaranteed. Buyers should verify all information independently before making purchase decisions.

This website and all information provided does not constitute legal, financial, or tax advice. Buyers should consult qualified professionals including real estate attorneys, tax advisors, and financial planners before making property decisions.

Equal Housing Opportunity: Winslow Homes LLC operates under fair housing principles.

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